OnePay – Mobile Banking

OnePay CashRewards Card The credit card that earns unlimited 3% cash back at Walmart.∞ Cash Banking that builds credit. Wallet A digital wallet offering rewards. Credit Builder Loan Build credit for $1, when you bank through OnePay with eligible deposits.+ Credit Score View your credit score for free. Pay Later A flexible way to pay at Walmart. Wireless Truly unlimited 5G on AT&T's network, access with OnePay Cash.† Global Transfers Send money abroad to 140+ countries and territories, with OnePay Cash. One@Work Provides tools to help take control of your pay. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. The OnePay CashRewards Mastercard is issued by Synchrony Bank pursuant to a license from Mastercard® International Incorporated. OnePay Builder Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. OnePay Wireless is powered by Gigs, our wireless carrier partner To see terms and conditions relating to OnePay's products, visit www.onepay.com/terms Eligible deposits requirement met when your OnePay Cash account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month. ‡Cash back is earned as OnePay Points, redeemable into a OnePay Cash account or other available options. Only available to customers who unlock OnePay Cash+ with eligible deposits. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC.. See onepay.com/rewards-terms. **Must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See details at onepay.com/overdraft-details. +Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to pay towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder Loan lockbox. Use of the Credit Builder Loan Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. See onepay.com/legal/licenses. OnePay is not a credit repair service and does not remove negative credit history from your credit profile. ∞Subject to credit approval. Cash back is earned as points on purchases made with your OnePay